This digest brings together selected articles curated by Michel Maquil, exploring how consumer protection, digital payments infrastructure, and capital market development continue to shape financial inclusion globally. Across these contributions, a common theme emerges: while digital innovation creates new opportunities for access, it also introduces new risks of exclusion that require careful regulatory attention and responsible implementation.
These selected readings may be of particular interest to InFiNe members working on consumer protection, digital financial services, payment systems, and financial sector development.
OECD Consumer Finance Risk Monitor 2026
The OECD’s Consumer Finance Risk Monitor 2026 provides a comprehensive overview of emerging risks in digital consumer finance, including algorithmic decision-making, digital marketing practices, and financial literacy challenges. While digital finance can expand access to financial services, the report also highlights the risk of financial exclusion linked to complex digital environments and vulnerable consumer profiles.
The publication also references a range of OECD resources on financial literacy, consumer vulnerability, and responsible digital practices, offering useful reference material for practitioners and policymakers working on inclusive finance frameworks.
How Stablecoins Could Transform Remittance Infrastructure
An analysis published by The Paypers examines how stablecoins could contribute to reducing the cost and increasing the speed of cross-border remittances, particularly toward developing regions such as the Sahel. The article explores how blockchain-based payment solutions could complement existing financial infrastructure while raising important regulatory and risk management considerations.
PesaLink and PAPSS Enable Cross-Border Payments in Local Currencies
Afreximbank reports on new interoperability between Kenya’s PesaLink system and the Pan-African Payment and Settlement System (PAPSS), allowing cross-border transactions in local currencies. The initiative aims to reduce reliance on hard currencies, lower transaction costs, and facilitate intra-African trade while supporting financial inclusion objectives through more accessible payment infrastructure.
Coonecta Selects BPC Platform to Support Cooperative Digital Finance in Ecuador
A new partnership between Coonecta and BPC will support the rollout of next-generation digital infrastructure for financial cooperatives in Ecuador. The initiative aims to strengthen the technological capabilities of cooperative financial institutions, enabling them to better serve underserved populations through digital channels while maintaining their community-based approach.
OECD Africa Capital Markets Report 2025
The OECD’s Africa Capital Markets Report 2025 explores how capital market development can support broader economic participation, with dedicated analysis on financial inclusion. The report highlights how stronger local capital markets can facilitate SME financing, improve financial intermediation, and support long-term economic resilience across African economies.
InFiNe members are encouraged to share relevant news, research, and insights with the team. Send your contributions to contact@infine.lu to be featured in future editions of the Member News Digest.
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