This digest brings together selected articles curated by Michel Maquil, highlighting how capital mobilisation, policy scrutiny and digital payment developments are shaping the future of financial inclusion. Recent initiatives underline a shared message: inclusion cannot be reduced to compliance or technology alone, but requires intentional design, accountability and partnerships that translate innovation into real access and protection.
These insights are particularly relevant for InFiNe members working on inclusive fintech, payments, regulation and responsible finance.
GFTN Capital and Accion have announced a strategic partnership aimed at supporting fintech companies that serve underserved populations. By combining capital with technical expertise, the initiative seeks to strengthen responsible innovation and expand access to affordable financial services. The partnership reflects a growing recognition that scaling inclusive fintech requires both patient capital and deep sector knowledge.
The UK Treasury Committee has launched a new inquiry into financial inclusion, warning against approaches that prioritise formal compliance over real outcomes. The inquiry will examine access to cash, digital exclusion and the impact of bank branch closures, with a focus on whether existing policies genuinely meet the needs of vulnerable groups. The initiative highlights the importance of measuring inclusion through lived experience rather than policy statements alone.
According to Worldline’s India Digital Payments Report for the first half of 2025, digital payments continue to expand rapidly, driven by the widespread adoption of interoperable and low cost payment solutions. The report illustrates how digital payments have become embedded in everyday transactions, supporting broader participation in the formal financial system and reinforcing the link between infrastructure, accessibility and inclusion.
An article published by Paperjam examines how financial institutions risk overlooking inclusion related challenges amid increasing regulatory complexity and cost pressures. The piece argues that ignoring accessibility, customer diversity and trust can ultimately weaken long term resilience, calling for a more balanced approach that aligns regulatory rigour with social responsibility.
InFiNe members are encouraged to share relevant news and insights with the team. Send us your insights at contact@infine.lu to contribute to future editions.
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